Shop Now, Pay in 2 with Happy Pay

Give customers the freedom to shop now and split payments into two interest-free instalments with zero deposit for more affordable purchases.

Enterprise Sales Team

Dedicated Payment Experts

Trusted by top performing companies that think bigger than just transactions

Get Paid Securely with Enterprise-Level Features

Give customers the freedom to shop now and split payments into two interest-free instalments with zero deposit for more affordable purchases.

Happy Pay Payment Processing

About Happy Pay

Happy Pay is a seamless Buy-Now-Pay-Later solution available through Peach Payments, enabling customers to shop now and split payments over two interest-free installments—making purchases more affordable and accessible.

Happy Pay Pricing

SME Package: 4,99% +R4 + *R1,50 Enterprise Package: Volume-based rates

Why you should accept payments through Happy Pay ?

Increased Sales

Zero-deposit BNPL drives higher conversions and bigger basket sizes by making purchases more accessible.

Risk-Free Transactions

Happy Pay assumes the credit risk, ensuring merchants receive full payment upfront.

Fast & Seamless Approvals

Customers get approved in just 30 seconds, leading to quicker sales.

Zero-Deposit Advantage

Stand out with South Africa’s only zero-deposit BNPL solution.

Fun Fact

Did you know that Happy Pay has increased merchant baskets by an average of 190%

Region Availability

South Africa

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What are you looking for?

Cape Town

South Africa

Côte d'Ivoire