Access a Wider Market and Simplify Payments with Pay by Bank

Enable customers to make secure, card-free payments directly from their bank accounts with instant verification and daily settlements.

Enterprise Sales Team

Dedicated Payment Experts

Trusted by top performing companies that think bigger than just transactions

Get Paid Securely with Enterprise-Level Features

Enable customers to make secure, card-free payments directly from their bank accounts with instant verification and daily settlements.

Pay by Bank Payment Processing

About Pay by Bank

Pay by Bank enables secure, real-time payments directly from customer bank accounts with instant verification and daily settlements. As South Africa’s second most popular payment method, it broadens market access while reducing chargeback risks.

Pay by Bank Pricing

1.50% + R1.50 per transaction

Why you should accept payments through Pay by Bank ?

Secure

Google Pay generates a unique, encrypted number instead of your actual credit card number when registering the transaction.

Payment Verification

Instant payment verification means merchants are not subject to fraudulent transaction chargebacks

Wider consumer reach

Accessible to those who can’t pay with card, just a banking account with one of our Direct Bank Integration banking partners

Reduced admin

Automated payment-to-transaction allocations reduces manual admin requirements

Quote

“Pay by Bank supports a variety of EFT options for the majority of banks in South Africa, allowing our store to gain access to customers that do not want to share their card details online.”- merchant

Region Availability

South Africa

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What are you looking for?

Cape Town

South Africa

Côte d'Ivoire